Budget for yourself, together, or for a trip — in one place

Budgy helps you manage personal and shared budgets without spreadsheet chaos. Import transactions or connect a bank, auto-categorize spending, and get clear monthly summaries that make budgeting easier.

First month free. Cancel anytime.

Personal and shared budgetsCSV/XML import or bank syncClear monthly summaries and cashflow
app.budgy.io
PersonalHomeSummer TripShared with 2

March 2026

€2,847

spent of €3,200 budget

Cashflow

MonSun

Top categories

Rent€1,200
Groceries€487
Transport€168

One account, multiple budgets

Keep different parts of life separate

Most budgeting apps assume everything belongs in one place. Real life does not. Budgy lets you create separate budgets for your own spending, shared household money, and trips or events — so things stay clear.

Personal budgets

Track your own income, spending, and monthly progress without mixing it with shared expenses.

Shared budgets

Create a household or couple budget and keep everyone looking at the same numbers.

Trip budgets

Set up a separate budget for travel, events, or shared plans without building another spreadsheet.

Start the way you want

Import transactions or connect a bank

Use Budgy your way. Start with a CSV or XML import, connect a bank for automatic updates, or use both. Budgy helps you organize transactions and review what needs attention.

Import files

Upload transaction files from your bank and get started fast. Great for people who budget once a month and want control.

Bank sync

Connect a bank and keep your budgets up to date automatically. Disconnect anytime.

Bank connection is optional.

From transactions to clarity

See where your money goes without digging

Budgy turns raw transaction history into simple monthly views you can actually use.

Monthly summary

See spending, income, savings, and budget progress in one view.

Cashflow

Track what came in, what went out, and how your month is trending.

Category breakdowns

Spot your biggest spending areas quickly.

Over-budget alerts

See which categories need attention before the month gets away from you.

Less manual cleanup

Auto-categorize recurring spending

Budgy helps organize your transactions automatically so you spend less time fixing categories every month. You stay in control, and you can fine-tune the rules when needed.

  • Review uncategorized transactions quickly
  • Reuse categorization logic across imports
  • Stay consistent month to month

A recap worth opening

Monthly budgeting, without the boring part

Budgy Wrapped gives you a simple monthly recap of how things went — from chill months to messier ones. It is a lightweight way to reflect, stay motivated, and share progress.

Built for real life

Good for solo budgets. Better for shared life.

For yourself

Use Budgy as a clean personal budgeting app without overcomplicated finance features.

For couples

Track shared spending without merging every part of your financial life.

For trips and plans

Create separate budgets for travel, events, or shared goals.

Simple by design

No spreadsheet juggling. No bloated finance software.

Budgy is built to make budgeting clearer, not heavier. Start with a monthly import or connect a bank if you want more automation. Either way, you stay in control.

  • First month free
  • Low monthly price
  • Bank sync optional
  • Cancel anytime

Simple pricing

Try Budgy free for your first month. Then keep using it for less than a coffee.

€3.90/month
Free for your first month
  • Personal budgets
  • Shared budgets
  • Trip budgets
  • CSV and XML import
  • Bank connection
  • Auto-categorization
  • Monthly summary and cashflow
  • Budgy Wrapped
  • Cancel anytime
Start your free month

Budgy becomes paid after the trial.

Frequently asked questions

Start budgeting with less chaos

Create a personal budget, a shared budget, or a trip budget in minutes.

Start your free month

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